Posts Tagged 'refinance'

Smart Alternatives to putting 20% down.

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If you’re buying a home, conventional practice means putting 20 percent down. But did you know that’s not the only way?

When you started researching what it takes to buy a home, you probably came face-to-face with one number over and over again: 20 percent. Traditionally, that’s how much was needed to buy a home.

These days, there are a number of alternatives to the 20 percent down payment, with some options requiring down payments of 3 to 5 ...

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It’s the Price!

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You’ve heard the old saying – “Location, location, location.”

The real truth is “Location, condition, and price.” And price trumps every other factor.

Location affects the value of a home, but it’s price that sells a home.

Oceanfront, mountainside, or penthouse, the most desirable location in the world won’t sell at the wrong price.

Every property has a potential buyer, but like rock, paper, scissors, it’s sometimes hard to know which factor is going to win the showdown.

A good location will sell at a ...

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Top 8 House-Hunting Mistakes

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Buying a home is a very emotional process, but if you allow those emotions to get the best of you, you may fall prey to a number of common home buyer mistakes. Since buying a home has many far-reaching implications – ranging from where you will live to how hard it will be to make ends meet – it’s important to keep your emotions in check and make the most rational decision possible.

 

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10 Ways to Increase the Value of Your Home

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In a dour housing market, wouldn’t it be nice to know that your remodeling project would pay off when you went to sell the property? Remodeling Magazine evaluated the top remodeling projects, how the cost-to-value has changed since the housing market implosion, and which projects are still worth the investment. Using the magazine’s “Cost Vs. Value Report for 2008-2009,” let’s look at some of the best projects you can undertake and recoup the majority of your cost.

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Home Ownership for Millenials

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Homeownership as a worthy investment has been called into question in the aftermath of the housing crash, with everyone from Suze Orman to James Altucher wondering whether a home of your own is still an important part of the American Dream.

But if it does make sense to buy a home, it certainly looks like there’s never been a better time. Trulia reports that owning is cheaper than renting by 35 percent, nationally. The reason is a combination of housing prices that are still well off their ...

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Refinance NOW.

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There are a lot of new laws hitting the books on January 1, and a few of them make getting a mortgage that much more difficult.  If you’re thinking of refinancing, DO IT NOW.

Because of the implementation of the Dodd-Frank Act, it may be more difficult to qualify for a mortgage starting January 2014.

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Things continue to look up…

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Home prices ticked up in September, pushing annual growth to the fastest pace since early 2006, according to data released Tuesday. READ MORE

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Give the customer what they want!

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The steady recovery of housing has put kitchen remodels back in the spotlight, with their relatively high payback on investment and enjoyment.

Here’s how to start planning the kitchen of your dreams.

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Esperanza

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Esperanza

This is big news in our area.  Esperanza, a massive development just east of Boerne that never came to fruition, was just picked up at foreclosure.  It could mean substantial new activity in our area!

 

“A Houston firm has acquired 1,240 acres off Texas Hwy. 46 just east of Boerne, where a controversial mixed-use development called Esperanza had been approved in 2008 — but never built.”

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Flip that Mansion!

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Insight – Flip that mansion: investors see riches in luxury U.S. homes

LOS ANGELES (Reuters) – Jan Brzeski stands in a sun-filled, beautifully refurbished living room high in the Hollywood Hills, looking out at a swimming pool and, miles (km) below, stunning views of Los Angeles.

Brzeski is a private money lender running an investment firm in Los Angeles that provides loans to house flippers – investors who buy a home, refurbish it, and sell it at a profit. Many flippers ...

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